Compare Pet Insurance Plans

Find the perfect plan for your pet — filter, compare, and connect with providers.

8 plans for All Animals
🐾

Healthy Paws

No annual or lifetime limits on claim payouts

$28/mo
starting from
70–90%Reimburse
UnlimitedAnnual Max
$100–$500Deductible
2 business daysClaims
4.8(26,400)
App: ⭐ 4.7
🐕Dog🐈Cat
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🦮

Trupanion

Pays your vet directly — no waiting for reimbursement

$36/mo
starting from
90%Reimburse
UnlimitedAnnual Max
$0–$1000 (per condition)Deductible
Minutes (direct vet pay)Claims
4.7(18,200)
App: ⭐ 4.6
🐕Dog🐈Cat
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💙

Embrace Pet Insurance

Comprehensive coverage with a diminishing deductible

$22/mo
starting from
70–90%Reimburse
$5,000–$30,000Annual Max
$200–$1000 (annual)Deductible
5–10 business daysClaims
4.6(14,800)
App: ⭐ 4.5
🐕Dog🐈Cat
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🍋

Lemonade Pet

AI-powered instant claims — often paid in seconds

$11/mo
starting from
70–90%Reimburse
$5,000–$100,000Annual Max
$100–$500 (annual)Deductible
Seconds to minutes (AI)Claims
4.5(11,700)
App: ⭐ 4.8
🐕Dog🐈Cat
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🐶

ASPCA Pet Health

Trusted by millions — backed by the ASPCA name

$23/mo
starting from
70–90%Reimburse
$3,000–$10,000Annual Max
$100–$500 (annual)Deductible
3–5 business daysClaims
4.4(19,300)
App: ⭐ 4.3
🐕Dog🐈Cat
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⚡

Figo Pet Insurance

Up to 100% reimbursement with cloud-based claims

$24/mo
starting from
70–100%Reimburse
$5,000–UnlimitedAnnual Max
$100–$1500 (annual)Deductible
3–5 business daysClaims
4.4(9,200)
App: ⭐ 4.5
🐕Dog🐈Cat
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🏛️

Nationwide Pet

The only major insurer covering exotic pets & birds

$14/mo
starting from
50–90%Reimburse
$7,500–UnlimitedAnnual Max
$250 (annual)Deductible
5–7 business daysClaims
4.3(21,500)
App: ⭐ 4.1
🐕Dog🐈Cat🦜Bird🐇Rabbit🦎Reptile✨Exotic
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🎯

Spot Pet Insurance

Fully customizable plans for every budget

$18/mo
starting from
70–90%Reimburse
$2,500–UnlimitedAnnual Max
$100–$1000 (annual)Deductible
5–7 business daysClaims
4.3(8,600)
App: ⭐ 4.2
🐕Dog🐈Cat
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